The term financial plan is often thrown around but not defined in a way that helps investors differentiate between a planner, an asset manager or an insurance salesperson. I’m going to do my best to outline what financial planning means at Investment Design, talk through the topics we cover with our clients, and put structure around what it looks like to work with us.

ttached is the IDM market gauge. In it, you’ll find broad market analytics, volatility measures, inflation characteristics, yield curves, treasury spreads, an in-house scoring methodology for these moves, and a host of other metrics we use to guide our decision-making.

Systematic Macro is a strategy with an objective to make money regardless of how broad markets are performing through various bets, short and long, in several asset classes. Below I am going to outline what the strategy invests in, how we have implemented it for our clients, and why now

Attached is the IDM market gauge. In it, you’ll find broad market analytics, volatility measures, inflation characteristics, yield curves, treasury spreads, an in house scoring methodology for these moves and a host of other metrics we use to guide our decision making.

Attached is the IDM market gauge. In it, you’ll find broad market analytics, volatility measures, inflation characteristics, yield curves, treasury spreads, an in house scoring methodology for these moves and a host of other metrics we use to guide our decision making.

Cash flow planning is a critical piece of keeping a business running smoothly in the short term and ensuring that long-term business goals can be met. The fundamental principles apply to individual investors too. Thinking about your financial plan isn’t just about investing. Understanding how you spend money can clarify your goals and motivate you to re-direct money into places that mean more long term. It’s a simple process once you get going, but first, you need to understand the goals and apply the principles to your personal financial journey.

As a small business owner, you may be thinking that your business is your retirement plan. Down the road, you’ll either keep running it, you’ll have a family succession, or you’ll sell. But if you’re not maximizing tax advantaged retirement plans, you’re leaving money on the table – particularly if your business doesn’t include other tax shelters, like real estate. At the same time, having a retirement plan held in investments can provide flexibility to grow your business, portfolio diversification, and even a measure of peace of mind in taking care of your loved ones. We get into the details in this short read.